Homeownership and the American Dream

Homeownership and the American Dream

Top of Mind with Julie Rose - Season 1, Episode 54 , Segment 2

Dinosaurs, Homeownership

Episode: Dinosaurs, Homeownership

  • May 1, 2015 9:00 pm
  • 23:33 mins

Guests: Mechele Dickerson, a nationally recognized bankruptcy law scholar and a global media expert on consumer debt. She teaches at the University of Texas-Austin school of law and is author of the 2014 book, “Homeownership and America’s Financial Underclass: Flawed Premises, Broken Promises, New Prescriptions”

Other Segments

Eli Spivak

May 1, 2015
28 m

, owner of Orange Splot, a housing development company providing non-traditional housing options to people who might otherwise not be able to afford a home in Portland, Oregon. The narrative goes something like this: get a college degree, get a full-time job, get married and buy a house. Homeownership has long been the pinnacle of American success—a symbol of adulthood, financial success and stability. Decades of government policies were built on that ideal and yet, Americans are changing. They’re graduating from college with far more student debt than their parents. They’re struggling to find work and more likely to jump from job to job, city to city. They’re marrying later—if at all. Mechele Dickerson says it’s time for a new housing conversation that stops focusing on ways to justify homeownership subsidies and stops assuming that owning is always better than renting.

, owner of Orange Splot, a housing development company providing non-traditional housing options to people who might otherwise not be able to afford a home in Portland, Oregon. The narrative goes something like this: get a college degree, get a full-time job, get married and buy a house. Homeownership has long been the pinnacle of American success—a symbol of adulthood, financial success and stability. Decades of government policies were built on that ideal and yet, Americans are changing. They’re graduating from college with far more student debt than their parents. They’re struggling to find work and more likely to jump from job to job, city to city. They’re marrying later—if at all. Mechele Dickerson says it’s time for a new housing conversation that stops focusing on ways to justify homeownership subsidies and stops assuming that owning is always better than renting.